Insurance Repairs & Maintenance
Koori Constructions delivers insurance repairs, storm damage rectification, and maintenance for residential and commercial properties across NSW. 100% Aboriginal-owned, NSW Licence 477499C, HIA 1375563. We work directly with insurers, loss adjusters, and property owners to restore homes and buildings after storms, floods, fire, and other insured events — fast mobilisation, compliant scopes, photo-documented repairs, direct billing available.
What We Do
Storm Damage Repairs
Roof repairs, gutter replacement, cladding replacement, structural repairs after high winds or hail. Emergency make-safe, temporary weatherproofing, then full reinstatement to pre-loss condition.
Flood & Water Damage
Flood repairs: demolition of water-damaged materials, drying, mould remediation, structural repairs, flooring, painting, joinery replacement. Full documentation for loss adjusters.
Fire Damage Reinstatement
Fire repairs: demolition, structural repairs, smoke damage cleaning, full rebuild to pre-loss condition. We work with loss adjusters and engineers to deliver compliant, insurable repairs.
Impact Damage (Trees, Vehicles, Vandalism)
Tree-fall damage, vehicle impact, vandalism repairs. Structural repairs, cladding, roofing, windows, doors, fencing. Fast quotes, emergency make-safe, full reinstatement.
Emergency Make-Safe
24/7 emergency make-safe callouts: temporary roof repairs (tarps, sheeting), board-up, temporary fencing, emergency glazing. We stabilise the property to prevent further damage, then quote for full repairs.
Maintenance & Defect Rectification
Preventative maintenance, defect rectification, warranty repairs. We also deliver maintenance contracts for strata, commercial landlords, and facility managers (planned and reactive maintenance).
How We Work with Insurers & Loss Adjusters
1. Initial Contact & Site Inspection
Call us or your insurer refers us. We attend site within 24–48 hours (emergency make-safe within 4 hours if required). We inspect, photograph, measure, and prepare a detailed scope of works.
2. Quote & Scope Agreement
We provide a line-item quote aligned to the loss adjuster's scope or insurer's scope template (e.g. Rawlinsons, Napier & Blakeley rates). If scope is insufficient, we flag additional items and quote variations in writing before proceeding.
3. Approval & Mobilisation
Once insurer/loss adjuster approves scope and quote, we mobilise. Typical lead time: 1–2 weeks for standard repairs, 2–4 weeks for complex/multi-trade scopes. Emergency make-safe starts same-day or next-day.
4. Repairs & Documentation
We complete repairs to pre-loss condition (or betterment if approved). Progress photos, daily logs, variation requests in writing. We coordinate trades (electricians, plumbers, glaziers) if required.
5. Final Inspection & Invoicing
We invite loss adjuster or insurer for final inspection. Handover with before/after photos, itemised invoice, and warranty certificate. We invoice insurer directly (if authorised) or homeowner invoices insurer with our tax invoice.
Why Insurers & Property Owners Choose Koori Constructions
- Fully licensed & insured — NSW Builder Licence 477499C (Unrestricted), HIA 1375563, $20M public liability, contract works insurance available, workers comp in place.
- Fast mobilisation — Emergency make-safe within 4 hours (Central Coast / Lake Mac / Newcastle). Standard repairs start within 1–2 weeks of approval.
- Compliant scopes — We quote to insurer/loss adjuster scope templates (Rawlinsons, Napier & Blakeley, insurer in-house rates). Transparent line-item breakdowns, no hidden charges.
- Photo documentation — Before, during, and after photos for every job. Progress reports to insurers/loss adjusters on request.
- Direct billing — We can invoice insurers directly (if authorised) or provide tax invoices for homeowner to claim from insurer. Flexible payment terms.
- Multi-trade coordination — We coordinate electricians, plumbers, glaziers, tilers, painters, and other trades to deliver turn-key repairs. One point of contact for the insurer and homeowner.
- Local to Central Coast / Hunter — Based on Darkinjung Country (Central Coast). Fast response across Central Coast, Lake Macquarie, Newcastle and the Hunter.
- 100% Aboriginal-owned — Koori Constructions is 100% Aboriginal-owned by Director Brad Robinson (Dunghutti and Wiradjuri). Supply Nation certified, NSWICC member. IPP credit available if insurer or loss adjuster is on a government contract.
Typical Insurance Repair Scopes & Costs
Every insurance repair is unique, but here are typical scopes and approximate costs (ex GST, 2026 rates) to give you a sense of what's involved:
| Repair Type | Typical Scope | Approx Cost (ex GST) | Duration |
|---|---|---|---|
| Storm roof repair (small) | Replace 10–20 damaged roof tiles or Colorbond sheets, re-flash ridge, gutter repairs | $2,000–$5,000 | 1–2 days |
| Storm roof repair (large) | Replace 50+ tiles/sheets, structural timber repairs, re-batten, re-flash entire roof, gutter replacement | $10,000–$30,000 | 1–2 weeks |
| Flood damage (single room) | Demo water-damaged flooring + gyprock, dry, mould treat, re-gyprock, paint, new flooring, skirting | $5,000–$15,000 | 1–2 weeks |
| Flood damage (whole house) | Demo all water-damaged materials (flooring, gyprock, insulation), dry, mould treat, re-gyprock, paint, new flooring throughout, kitchen/bathroom repairs if required | $50,000–$150,000 | 6–12 weeks |
| Fire damage (partial) | Demo fire-damaged section, structural repairs, re-frame, re-clad, new roof, windows, doors, internal fitout, paint | $30,000–$100,000 | 8–16 weeks |
| Tree-fall damage | Remove tree, structural repairs to roof/walls, replace cladding, roof, windows if damaged, internal repairs if tree penetrated house | $10,000–$50,000 | 2–6 weeks |
| Emergency make-safe | Tarp roof, board up windows, temporary fencing, emergency glazing | $500–$3,000 | Same-day or next-day |
Note: These are indicative costs only. Every insurance repair is scoped individually based on loss adjuster's report and insurer's scope. We provide fixed-price quotes for standard scopes, or time-and-materials quotes for complex/variable scopes. All quotes align to insurer/loss adjuster scope templates (Rawlinsons, Napier & Blakeley, insurer in-house rates).
Insurance & Compliance
- NSW Builder Licence: 477499C (Unrestricted) — ABN 85 680 349 571
- HIA Member: 1375563
- Public Liability Insurance: $20,000,000 (QBE) — certificate available on request
- Contract Works Insurance: Available project-by-project (typically $1M–$5M depending on contract value)
- Workers Compensation: In place (icare NSW) — certificate available on request
- Supply Nation Certification: Certified Indigenous business (51%+ Indigenous ownership verified annually)
- NSWICC Member: NSW Indigenous Chamber of Commerce
Get a Quote for Insurance Repairs
If you're a homeowner, insurer, loss adjuster, or facility manager needing insurance repairs or emergency make-safe across the Central Coast, Lake Macquarie, Newcastle, or the Hunter, get in touch:
Phone: 0448 368 354 (Brad Robinson, Director)
Email: brad@kooriconstructions.com.au
We respond to quote requests within 24 hours (emergency make-safe within 4 hours). Please include: property address, brief description of damage, insurer name (if known), loss adjuster contact (if assigned), and any photos of damage. We'll schedule a site inspection and provide a detailed scope + quote within 2–3 business days.